Privacy Policy
Easy Payday Lenders
At Easy Payday Lenders, your privacy matters. This Privacy Policy explains how we collect, use, and share your personal information in connection with your loan application or loan servicing. It applies to both current and former customers.
Definitions:
“You” or “your” refers to any individual who applies for or receives a loan from Easy Payday Lenders.
“We,” “us,” or “our” means Easy Payday Lenders and affiliated service providers.
“Information” refers to personally identifiable data collected during your loan process.
“Affiliate” means any company under common ownership or control with us.
A. What Information We Collect
We collect information from various sources, including:
Data you provide on applications or other forms.
Communications between you and Easy Payday Lenders (email, phone, or online).
Details about your transactions with us or our affiliates.
Information from credit bureaus and other third-party data providers (such as demographic databases).
B. Information Shared with Service Providers or Marketing Partners
We may share your information with trusted third-party service providers who help us with:
Loan processing and customer support.
Mailing statements or account notices.
Marketing financial products or services jointly with us.
Our advertising partners may use cookies and tracking technologies to show you interest-based ads. You can opt out of targeted advertising using tools like the TRUSTe global opt-out. You’ll still see ads, but they may not be personalized.
C. Information Shared with Affiliates
Our affiliates include both financial and non-financial companies. We may share information such as:
Your name, contact info, social security number, and loan details.
Your payment history, loan balances, and account usage.
We may also share Creditworthiness Information (like credit reports) with affiliates, unless you opt out (see Section E).
D. Information Shared with Non-Affiliated Third Parties
We may disclose your data to non-affiliated third parties, such as:
Financial companies (e.g., insurers or mortgage providers).
Non-financial businesses (e.g., direct marketers or retailers).
Third-party demographic or analytics firms.
Even if you opt out (see Section F), we may still share data with third parties for essential business operations or joint marketing, as permitted by law.
Note: We do not sell or share text messaging opt-in data or consent information with any third party unless required for business purposes or with your explicit consent.
E. How to Opt Out of Sharing Creditworthiness Information with Affiliates
To opt out of our sharing of your Creditworthiness Information with affiliates, please contact us using the details in Section G.
F. How to Opt Out of Sharing with Non-Affiliated Third Parties
You may opt out of having your information shared with non-affiliated third parties for marketing or other non-essential purposes. Contact us as described below.
G. How to Contact Us to Opt Out
To opt out of sharing under Sections E or F, contact us at:
Easy Payday Lenders
Phone: (800) 516-7840
Mail: P.O. Box 101265
Fort Worth, TX 76185
Please include your loan number when writing to us.
H. Sharing with Service Providers
By using our services, you give Easy Payday Lenders permission to share your personal information with service providers who may contact you with relevant offers. These partners may include lenders, data processors, and marketing platforms.
I. How We Protect Your Information
We limit access to your personal data to employees and partners who need it to serve you. We use physical, electronic, and procedural safeguards in line with federal guidelines to protect your data.
We may use third-party tools to identify potential fraud or abuse. These tools may place cookies or device identifiers on your device to detect suspicious activity. Blocking these may limit your access to our services.
J. Credit Reporting
We may report your loan activity to credit bureaus. Missed or late payments may affect your credit score.
K. Updates to This Policy
We may revise this policy from time to time. Any updates will be posted on our website and, where required by law, communicated to you.