Privacy Policy

Applying won't affect your credit score

Purpose of Online Loans:

Easypaydaylenders.org offers online loans for short-term financial needs exclusively, not as a solution for long-term financial issues.
Individuals with credit difficulties should consider credit counseling instead of relying on these loans.

Application Invitation:

This service and website serve as an invitation to submit a loan application, but they do not guarantee loan approval or funding.

State Registration:

Easymoneyloan.org is registered with Utah’s Department of Financial Institution and operates under its regulations.

Disbursement Location and Legal Variations:

Approved loans will be disbursed from Utah, which may have different consumer loan laws compared to your state of residence.
As an applicant, you must adhere to your state’s statutory obligations for obtaining internet-based loans.

Service Availability:

Availability of this service may vary by state; it may or may not be accessible in your specific state.

Alternative Lenders:

If you prefer, you can seek loans from lenders within your state if you do not wish to agree to these terms and conditions.

Prepayment Privilege:

Agreement Acceptance:

Authorizing the cashing of your checks signifies your acceptance of this Agreement’s terms and conditions.
These terms were available through various channels, including written documentation, our website, and verbal communication.

Separate Transactions:

Supplementary goods or services you purchase from us are considered separate transactions and may involve extra charges.

Electronic Funds Presentation:

You agree to electronic presentation of owed funds and re-presentation of any returned presentations.
Re-presentation may occur for amounts less than the original due, including non-sufficient funds fees.

Loan Rescission:

You can rescind the loan without cost or obligation if the loan amount is returned by 5:00 PM the next business day after the Loan Funding Date.

Fraud and Identity Warning:

Providing false information or engaging in identity theft is considered fraudulent and subject to legal consequences.

Negative Information Reporting:

Account details, including late or missed payments, may be reported to credit bureaus.

Class Action and Arbitration:

Participation in class action or multi-plaintiff actions is waived; disputes will be resolved through binding arbitration, as outlined in the Arbitration Agreement.

Arbitration Agreement:

Disputes will be settled through arbitration, governed by the Federal Arbitration Act.
Waiver of jury trial and agreement to arbitration provisions apply, with a focus on individual resolution rather than class actions.

Consent for Electronic Records:

Electronic signatures, records, and disclosures are accepted for this transaction.
Hardware and software requirements for accessing and retaining electronic Records are outlined.

Withdrawal and Change of Contact Information:

You can withdraw your Consent at any time or update your contact details as needed.

SMS Messaging and Cell Phone:

Lender may send SMS messages regarding your account, subject to your mobile carrier’s text message rates.
Opt-out options for receiving such messages are available.

Electronic Signature and Verbal Consent:

Submitting the application electronically or verbally signifies agreement to terms and conditions.
Verification of provided information and acceptance of personal responsibility for safeguarding assigned credentials is understood.

Assignment and Collection of Bank Account Information:

Easymoneyloan reserves the right to assign interests in the Agreement and may process payments based on provided bank account information.

If you have any inquiries, please contact us.

By using Easymoneyloan.org, you confirm that you have read and understood the Terms and Conditions & Privacy Policy of this loan. All loans financed by EasyPaydayLenders.