Help Yourself With Frequently Asked Questions
An installment loan is a type of borrowing where a borrower receives a specific amount of money from a lender and agrees to repay it in regular, fixed installments over a predetermined period. Each installment includes both principal and interest, making it easier for borrowers to budget and manage their payments.
Flex pay installment loans are commonly used for various financial needs, such as covering unexpected expenses, consolidating debt, making home improvements, funding educational pursuits, managing medical bills, and handling other pressing financial obligations.
Applying for a cash loan online involves completing our secure online application form, providing accurate personal and financial information. Our team will review your application, and upon approval, you’ll receive the loan offer. If you agree to the terms, the funds will be transferred to your bank account.
No, faxing documents is typically not required for obtaining a short-term loan with us. We aim to offer a paperless and convenient application process.
While we offer loans for bad credit, we cannot guarantee approval for all applicants. Our team carefully reviews each application to determine eligibility based on various factors.
APR stands for Annual Percentage Rate and represents the total cost of borrowing, including interest and any applicable fees, expressed as a yearly percentage.
The total cost of the loan can be calculated by adding the principal amount borrowed to the accrued interest and any fees associated with the loan.
Once your loan application is approved and you’ve agreed to the terms, the loan amount is usually disbursed within one business day.
Yes, our online application process is available 24/7, including weekends, allowing you to apply for an installment loan at your convenience.
If you change your mind, you may have a limited time to cancel the loan. Please refer to your loan agreement or contact our customer service for specific information.
No, you do not need to provide a check for loan repayment. Loan repayments are typically set up through automatic withdrawals from your bank account.
No, we do not charge any prepayment penalties. You can repay the loan early without incurring additional fees.
Collecting your bank account information allows us to facilitate the secure transfer of funds and set up automatic loan repayments.
We follow strict security protocols to ensure the accuracy and security of all transactions, and we provide detailed records for your reference.
You can usually update your bank information by contacting our customer service team. They will guide you through the necessary steps.
If you don’t have sufficient funds, it’s important to contact our customer service team as soon as possible to discuss options and avoid potential overdraft fees.
Yes, we take your privacy seriously and adhere to strict security measures to keep your loan information confidential.
Yes, military personnel may apply for an online loan through us, subject to eligibility requirements.