Disclosures

Electronic Disclosures

Easy Payday Lenders

Introduction

To apply for a loan through Easy Payday Lenders, you’ll need to create an account on our website. This requires access to the internet via a computer or mobile device, an active email address, and your consent to receive important disclosures and communications from us electronically.

By checking the box labeled “Consent to Receive Electronic Disclosures” on the loan application page:

  • You confirm you can access and read information we post online.

  • You agree to provide a valid, working email address for us to contact you.

  • You consent to receive required disclosures, notices, and communications related to your application, loan, or account electronically.

Your consent is voluntary, but without it, we cannot process your loan application. If you do not wish to proceed, you may cancel by simply closing your browser before clicking “Consent to Receive Electronic Disclosures.”

ESIGN Disclosure & Consent

  • This consent complies with the federal Electronic Signatures in Global and National Commerce Act (ESIGN). By giving your consent, you acknowledge that:

    • You agree this transaction affects interstate commerce.

    • You intend for ESIGN to apply, allowing us to communicate with you electronically to the fullest extent of the law.

What You’ll Receive Electronically

Your consent covers all communications and disclosures related to:

  • Your loan application and account

  • Any loan product or service provided by Easy Payday Lenders

  • Our privacy policies, billing notices, statements, and legal documents

These are collectively referred to as “Communications.”

How We’ll Send Electronic Communications

We may deliver electronic Communications by:

  1. Email

  2. Posting them in your online account

  3. Displaying them in our mobile app

  4. Sending downloadable files (e.g., PDF format)

Withdrawing Your Consent

You can withdraw your consent to receive electronic Communications at any time. To request paper copies, write to us at:

Easy Payday Lenders
P.O. Box 101265
Fort Worth, TX 76185

Be sure to include your full name, mailing address, and details about what documents you’re requesting. This request only applies to the items you specify.

You may also call us at (800) 516-6421 or email hello@easypaydaylenders.org to request paper copies. There is no fee to withdraw your electronic consent.

Important: We may take a reasonable time to process your request. Some Communications may only be available electronically unless otherwise required by law.

Printed Copies

You are encouraged to print or save copies of all Communications for your records. All Communications—whether sent electronically or in print—will be considered “in writing.”

Keeping Your Info Updated

It’s your responsibility to keep your contact details current, including your email address. You can update your information:

  • By logging in to your Easy Payday Lenders account

  • By emailing us at hello@paydaylenders.org

  • Or by calling us at (800) 516-7840

Joint Accounts & Multiple Owners

If your loan account has more than one owner, only one owner needs to consent to electronic delivery. That email address will be used for all Communications, and delivery to that address will be considered delivery to all account holders.

Technical Requirements

To access and retain electronic Communications, you’ll need:

  • A computer or mobile device with internet access

  • A web browser that supports 128-bit SSL encryption

  • Software capable of opening and saving PDF files

  • Sufficient storage space to save Communications

  • A functioning email account

Accessing this page confirms your system meets these requirement